LIC Jeevan Arogya Health Insurance Plan – Compare features and benefits of LIC health insurance Jeevan Arogya plan No. from LIC. Also check other. Recently LIC Launched LIC Jeevan Arogya health insurance policy so check it’s features & benefits, limitations, complications, comparison with other health. 27 Apr Jeevan Arogya scores over a standard health plan in two ways – a) it extends coverage to parents-in-law, and b) it pays out a lump sum benefit.

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Work out the premium payable along with our representative Your premium will depend on your age, gender, the Health cover option you have chosen, whether you are Principal Insured or other insured life and the mode of payment.

Listed below are the conditions expected to be fulfilled by the individual to qualify for the plan. Treatment for Piles ix. Insured individuals are covered up to 80 years of age and Children are covered upto 25 years of age.

No loan will be available under this plan. Subscribe to the Value Research Insight newsletter. Provisions regarding policy not being called into question in terms of Section 45 of the Insurance Act, as amended by Insurance Laws Amendment Act, are as follows: I recommend all users to apply for this medical policy. Life insurance is universally acknowledged to be an institution, which eliminates ‘risk’, substituting certainty for uncertainty and comes to the timely aid of the family in the unfortunate event of death of the breadwinner.

A no claim benefit will be paid in the event that during the period between Date of Commencement of policy and next Automatic Renewal Date or between two Automatic Renewal Dates described in Para 4 below there are no claims in respect of any Insured covered under your policy. The Corporation will cancel the policy and return the premium paid subject to the following deductions: G No claim benefit: No benefit will be payable for the first 24 hours of hospitalisation.

Was this review helpful? Good to see, your suggestions are realistic and practical. Inclusion of each additional member will be on payment of enhanced premiums and subject to various terms and conditions of the plan. So for every year of no claims, you will get an increased HCB and hence the associated increase in other benefits too.


IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. After the death of PI, no addition will be allowed. Connect with Us Contact Us Feedback. You can add a new born also to the plan once the child is 90 days old.

In case of hospitalisation less than 7 days, first 24 hours are not payable. Child Insurance Plan in Noida.

Jeevan Arogya-Do you know this LIC’s Health or Medical Insurance Policy?

You can only claim the the Major Surgical Benefit for treatment of a condition which first occurred or manifested itself after the policy was taken. However, actual cover starts from the immediate next policy anniversary.

Policy Holders are advised to refer to the Jeevann Laws Amendment Act,for complete and accurate details. On death of the Principal Insured; a The surviving Insured Spouse will become the Principal Insured provided the option is exercised at the beginning of the contract and the Policy will continue.

Nd if one time i get the benifit in surgery and after some year again i have to get surgery then can i again get a benifit??? Get Latest Price Request a quote. Check with LIC branch and if possible then include him too. Dental treatment or surgery of any kind unless necessitated by Accidental Bodily Injury. Mere silence is not fraud unless, depending on circumstances of the case, it is the duty of the insured or his agent keeping silence to speak jefvan silence is in itself equivalent to speak.

If premium is not paid before the expiry of the days of grace, the Policy lapses and all the benefits payable under this plan will cease.

Is there a policy available with fixed premium amount for say like 80 years? Reply how good is this to cover person 1: Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.


A grace jefvan of one month but not less than 30 days will be allowed for payment of yearly or half yearly premiums.

LIC Jeevan Arogya

You can choose your HCB to be any of the following:. Introducing the separate department for health in LIC would give the boost for the lic health plans. However, maximum limit during the whole policy period will be days.

Life Insurance is the best way to enjoy tax deductions on income tax and wealth tax. Restore Benefit provides me the advantage such that If emergencies occur in the same policy year, the individual need not worry, since the Insurance benefit is restored, even if Basic Sum assured, has already been exhausted.

A Death Benefit under the basic plan: The Un-Diwali Investment Strategy. On exhausting all the lifetime maximum Benefit Limits as specified in Para 11 above; iii.

LIC Jeevan Arogya Plan – Policy Details

In addition, in respect of each Insured, no benefits are available hereunder and no payment will be made by the Corporation for any claim under this Policy on account of Hospitalization or Surgery directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following during the specific waiting period: A No Claim Bonus is available.

Addition in any other case will not be allowed.

Revival will not be allowed post the revival period. For this, the insurer should communicate in writing to the insured or legal representative or nominee or assignees of insured, as applicable, mentioning the ground and materials on which such decision is based.

All Surgical Procedures claimed should be confirmed as essential and required, by a qualified Physician or Surgeon, to the satisfaction of the Corporation. Subscribe to the Value Research Insight newsletter Despite these benefits, we won’t recommend it to you because of the several drawbacks that come along: