Features. Product Summary: This is an Endowment Assurance plan where the proposer has simply to choose the amount and mode of premium payment. Buy Life Insurance Plans and Policies from lic of india Avail tax benefits with Home» Products» Withdrawn Plans» Jeevan Saral» Benefit Illustration returns then these will be clearly marked “guaranteed” in the illustration table on this. 7 Jan Premium and Benefit Calculator for LIC Jeevan Saral is a powerful tool to understand all the benefits of the plan in a simple and comprehensive.

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I will post on getting the information. So lower term means lower MSA. Maturity amount will be near Rs. Sandip-It is better to surrender. Thanks for your response. I have a doubt. Thanks for your reply. My DOB is. Reply That is a difficult question to answer. It is mentioned in the scheme that Sarxl will be paid only on complition of minimum 10 years.

Please help me out with this. Age is an important factor in determining maturity sum surrendered. Jeevan Saral is a good policy especially for young customers as the maturity sum assured is considerably higher when joined at an younger age. In the event of the death of the policyholder, the family is eligible to get the death benefits sraal the period of the policy while such benefits are subject to the premium paid.

The Insurance advisor who drew this policy said you have to pay premiums till in order to get more than what you have invested.


LIC Jeevan Saral (Plan No: 165) Maturity Calculator

If I wish to continue up to 10 years, how much i will get all total? I am paying quarterly Rs. Should I see this product on investment perspective or Insurance, In case on Investment then what rough percentage can be expected on this product.

My policy paper mentions MSA: Then only I have to decide ,whether I need to continue or not.

Totan Saha 26 December at As sarla have joined the scheme at the age of 25 you are eligible for high maturity sum assured. Can you kindly confirm what will the maturity amount if i terminate the policy now after 10 years of premium paying.

I am very much confused whether to divert this premium amount towards ELSS fund or continue with the policy till 11 years or 25 years. Jevan good for safe side and secure future G. Partial surrender of the policy is allowed after the 3rd policy year.

Sachin-Your loss will be more when you extend.

I have two LIC policies: Deepu-Go through the above post and jeevvan comments. I want to surrender this policy due to some reason. What will be the final amount i will be getting after 30 years. Because both calculations are exaggerated.

Life Insurance Corporation of India – Benefit Illustration

The 6th Premium date is approaching in Jan At that satal I was not aware of Term plan and also was not comfortable in investing any Private Companies.

What I will be getting after 15 year. I pay policy premium on a quarterly basis. Reply The increase of Loyalty addition rates with the term is a good indicator of the high possible returns of long-term policies.

LIC Agent & Policy holder App.

Would you suggest that I continue paying the premium or should I surrender the policy? Will be declared on for policies. Maturity sum assured will be printed in your policy document. If I surrender the Policy on 10th Year completion, would the returns be as calculated below? Is it only sum assured or additional bonus are added to it?


Doddapuneni Krishnarao 19 May at Hi Anand, The chart showed you k but you your value is k. Also please let me know that when the maturity sum assured is already fixed at the start of policy, then how does this interest rate affect the final sum which we receive in Jeevan Saral. Could you please me understand what would be the surrender value of this Policy on its 10th year completion?. I had taken this Policy in and it has completed 6 Yrs.

How much i would be getting if i surrender the the policy after 4 years from start of policy date. Regarding surrender or holding for 10 year to get LA which one will better suit me. Not more than that. I had purchased Jivan Saral policy 8 years ago when I was aged 30 years.

Jeevaj Indro, It is up to you to wait and see. But do you feel the Jeevan Saral insurance coverage is actually fulfills your insurance need?

How do I find out the sum assured at the end?